Jan 2025 | Data Insights | BDI

The Experian Business Debt Index (BDI) combines Macro-economic metrics (like GDP) with Bureau metrics (in the form of Debt Age ratio’s) to provide a view on the prevalent business conditions in South Africa.

The metric is demeaned and standardized, so that the BDI value is distributed around zero: A positive BDI signifies ‘Improving business conditions’, whilst a negative BDI indicates that business conditions are deteriorating. The Bureau metrics provide a view on the degree to which debtors are overdue agreed payment terms for invoiced amounts and are referred to as ‘Debt Age Ratio’s’. This data is provided by subscribers to the ‘Portfolio’ product here at Experian.

For updates on the BDI and the general business conditions in South Africa, be sure to keep an eye out for our next instalment of the Experian BDI.  If you are interested in our Business offerings in the Credit market, please reach out to us via our website: www.experian.co.za

 

Get the Q3 2024 BDI Report for a more detailed view of the overall health of South African businesses.

Get the Q3 2024 BDI Report for a more detailed view of the overall health of South African businesses.

Download the summary BDI report

 

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For updates on the BDI and the general business conditions in South Africa, be sure to keep an eye out for our next instalment of the Experian BDI.  If you are interested in our Business offerings in the Credit market, please reach out to us via our website: www.experian.co.za.